01978266501 admin@williamsfinancial.co.uk

Investment advice

It is our role as an IFA to help you choose the right investments in order to help you meet your objectives.  This means agreeing your financial goals and what you want to achieve by investing. For example:

  • are you just looking to grow your money?
  • are you looking to provide an income now or in the future?
  • how much can you afford to invest?
  • how long do you want to invest for?

We would all like investments that offer high returns but are safe, in the sense that they cannot fail. This ideal combination is not available and beware anyone who claims otherwise.  How you invest will also depend on your attitude to risk and return. Broadly speaking, the longer your investment is to be left alone, a higher level of reward can be sought. With this, however, will come short term risk and ups and downs in the value of your investment.  If however, the money is needed in full in the near future (e.g. for a house deposit) then short term safety is essential and investment risk should not be taken.

We will help you determine an investment strategy appropriate for your needs and use the investments best suited to your attitude to risk and returns and to your tax position.