Taking professional financial advice, can not only help protect and build your
assets it can secure you & your family’s long term future.
- To protect your family – An adviser can assess your position, and guide you through the best options to protect yourself and your family. Whatever your needs, an adviser can help ensure personal tragedy does not turn into financial crisis.
- To help plan your spending and saving – To secure your long-term future, you need to build up some assets – initially to get you through the rainy days and then to pay for holidays and luxuries. Firstly, plan your spending, so that you begin to save, and secondly, plan that saving so that you can build your wealth as efficiently as possible. An adviser can help you create this plan.
- To help you plan for retirement – You can then start thinking about the long term – and most people now realise that they cannot rely on the state for more than the basics. Pensions have come a long way in terms of flexibility and transparency, and now offer a wide range of investment choices. A financial adviser can help with these decisions.
- To help meet your investment goals – As you progress through life, you begin to build your assets and your income begins to increase. You then start thinking about planning for school or university fees, or retiring. However as your dreams evolve, a financial adviser can help assess what is realistically possible. A financial adviser will make a detailed assessment of your attitude to risk before making any recommendations, as often, it’s as much about protecting against potential downsides as it is about targeting maximum growth.
- To save money – The next step is to look at tax and even the most basic overview of your position could help. It may simply mean using ISAs or a pension plan to benefit from government incentives, tax allowances, and use of your personal allowances. A financial adviser will always have your tax position in mind when making recommendations and can help point you in the right direction.
- To keep you on track – Even when your investments have been put in place and are running to plan, someone needs to keep an eye on them in case changes in markets or abnormal events push them off course. Monitoring your investments and a regular review of progress is essential to your relationship with your financial adviser.
- For peace of mind – Money is a complicated subject and there are many things you need to consider in order both to protect it and to make most of it. A good financial adviser can remove the pressure from you, placing it in the hands of an expert. In the long term, the money you invest in expert advice will be paid back many times over.
